HBL Bank New Personal Loan Scheme

A loan facility that enables you to fulfill your dream of owning a perfect home. Be it purchasing a new one, constructing or renovating your existing home, this facility has multiple options to suit your needs.

Key Features

• Financing limit between PKR 2,000,000 to PKR 40,000,000

• Flexibility of choosing between fixed and variable mark-up rate

• Repayment tenure ranging from 5 years to 20 years

• Free property insurance at all times ensuring peace of mind

Financing Options

Buy: This option provides financing for buying a new home.

Build: This option provides financing for construction on land you already own.

Bank Loan Personal Loan Scheme

ovate: This option provides financing for renovating your home.

Applicant can be a Pakistani or non-resident Pakistani*

Applicant to be 25 years or more at the time of loan application and 60 years or less at the time of loan maturity

For existing customers, minimum monthly income to be PKR 100,000

For new to bank customers, minimum monthly income to be PKR 150,000

Permanent employee with a minimum of 5 years experience with confirmed employment status in the current job

*Non-resident Pakistani must apply with a co-borrower who is a Pakistani resident

Self-mployed business persons/professionals

Applicant must be a Pakistani resident

Applicant to be 30 years or more at the time of loan application and 65 years or less at the time of loan maturity

For existing customers, minimum monthly income to be PKR 150,000

For new to bank customers, minimum monthly income to be PKR 200,000

Minimum 5 years experience in personal business

HBL Home Loan is currently being offered in the following cities:

Karachi, Lahore, Islamabad / Rawalpindi, Faisalabad, Multan

HBL Bank  Personal Loan Scheme

HBL Bank New Personal Loan Scheme

How to apply

Salaried individuals to provide:

Original copy of CNIC along with verified cop

Two recent passport size photographs

Letter from employer

Salary slip or attested salary certificate for last 3 months

Bank statement for last 12 month

Copy of property documents

Self-employed business persons/professionals to provide:

Also Read :Bank Alfalah 2 Type Loan

Original copy of CNIC along with verified copy

Two recent passport size photographs

Proof of occupation/business

Bank statement for last 12 months

NTN/Tax returns

Copy of property documents

Terms and conditions apply.

HBL Islamic Supply Chain Financing

A Shariah compliant financing facility that offers working capital finance to small and mid-size dealers & vendors of corporate companies (Principal Company) in Pakistan.

Key Features

Dealer Financing

•     Short term financing facility for dealers to purchase goods/commodities etc. for business operations

Also Read :Latest Update NBP Mera Pakistan Mera Ghar Loan

•      Offered under Islamic mode of Murabaha

Vendor Financing

•      Short term financing facility for vendors to receive instant liquidity for business operations

•      Offered under Islamic mode of Tijarah – Finished Goods Financing

Criteria

•      Customer must meet the bank’s as well as applicable regulator’s policies

•      Customer to provide acceptable collateral as per bank’s requirement

All bank charges will apply as per the prevalent Islamic Schedule of Bank Charges.

HBL Bank New Personal Loan Scheme

ایچ بی ایل اسلامک سپلائی چین فنانسنگ

شریعت کے مطابق مالی اعانت کی سہولت جو پاکستان میں کارپوریٹ کمپنیوں (پرنسپل کمپنی) کے چھوٹے اور درمیانے سائز کے ڈیلروں اور فروشوں کو ورکنگ کیپیٹل فنانس فراہم کرتی ہے۔

Also Read :HBL Saibaan Personal Loan Scheme 2022

 اہم خصوصیات

ڈیلر کی مالی اعانت

dealers ڈیلروں کو کاروباری کارروائیوں کے ل goods سامان / اشیاء وغیرہ کی خریداری کے لئے قلیل مدتی فنانسنگ کی سہولت

rab مراباح کے اسلامی انداز کے تحت پیش کردہ

 فروش کی مالی اعانت

 nd دکانداروں کو کاروباری کارروائیوں کے ل inst فوری مائعات حاصل کرنے کے لئے قلیل مدتی فنانسنگ کی سہولت

 Ti اسلامیہ تزارہ کے تحت پیش کردہ - تیار سامان کی مالی اعانت

معیار

 • صارف کو لازمی ہے کہ وہ بینک کی نفاذ کے ساتھ ساتھ قابل اطلاق ریگولیٹر کی پالیسیوں کو بھی پورا کرے

 • صارف کی ضرورت کے مطابق قابل قبول خودکش حملہ فراہم کرنا

مصنوع کا انکشاف

بینک چارجز کے مروجہ اسلامی نظام الاوقات کے مطابق تمام بینک چارجز کا اطلاق ہوگا۔

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